Bottom line. Credit cards offer the most benefits and protection against fraud, making them the overall best payment option. However, credit isn't for everyone. If you have a track record of overspending, it may be better to stick with a debit card until you can responsibly manage credit.
The majority of landlords prefer checks, but online payment options now allow you to use ACH or debit cards. Even though we're squarely in the 21st century, a lot of landlords still prefer that you pay your rent by check.
Here are a few ways to save money on debit card fee-
Ask Your Bank How to Waive the Fees
Pay with Cash
Pay with Credit Cards
Pay with Checks
Prepaid Credit Cards
Switch to an ATM- only debit cards
The traditional answer to that question is “no”. With a traditional debit card you could draw money from an ATM or make purchases in stores or online, but you would not build credit.
Times have changed. A new generation of emerging debit cards from providers like Extra, Sesame Cash, and Sequin provide all of the features offered by traditional debit cards and build credit at the same time.